Student Finance Information For Existing & New Students 2023-24

Academic Year 2023/24:

Information for existing and new students 2023/24 (www.gov.uk/student-finance, 2023)

Eligibility Criteria:

The below eligibility criteria are for new students and those applying for the next academic year (2023/24).

Who can get a tuition fee loan and maintenance loan for living costs (full support):

You can apply for full support if all the following apply:

  • you’re a UK national or Irish citizen or have ‘settled status’ (no restrictions on how long you can stay)
  • you normally live in England
  • you’ve been living in the UK, the Channel Islands or the Isle of Man for 3 years in a row before the first day of the first academic year of your course (apart from temporary absences such as holidays)

You may be eligible for full support if you’re a UK national who:

  • was living in the EU, Switzerland, Norway, Iceland or Liechtenstein on 31 December 2020, or returned to the UK between 1 January 2018 and 31 December 2020 immediately after living in the EU, Switzerland, Norway, Iceland or Liechtenstein
  • has been living in the UK, the EU, Gibraltar, Switzerland, Norway, Iceland or Liechtenstein for 3 years in a row immediately before the first day of the first academic year of your course

If you’re a family member of the UK national, you may also be eligible for full support so long as you also meet these requirements.

You may also be eligible if your residency status is one of the following:

You may also be eligible if your residency status is one of the following:

  • refugee (including family members)
  • humanitarian protection (including family members)
  • migrant worker or frontier worker from the EU, Switzerland, Norway, Iceland or Liechtenstein (including family members) with settled or pre-settled status
  • child of a Swiss national and you and your parent have settled or pre-settled status under the EU Settlement Scheme
  • child of a Turkish worker who has permission to stay in the UK – you and your Turkish worker parent must have been living in the UK by 31 December 2020
  • a stateless person (including family members)
  • an unaccompanied child granted ‘Section 67 leave’ under the Dubs Amendment
  • a child who is under the protection of someone granted ‘Section 67 leave’, who is also allowed to stay in the UK for the same period of time as the person responsible for them (known as ‘leave in line’)
  • granted ‘Calais leave’ to remain
  • a child of someone granted ‘Calais leave’ to remain, who is also allowed to stay in the UK for the same period of time as their parent (known as ‘leave in line’)
  • you’ve been given settled status (‘indefinite leave to remain’) because you’ve been the victim of domestic violence
  • you’ve been given settled status (‘indefinite leave to remain’) as a bereaved partner
  • you or your family member have been granted leave under the Afghan Relocations and Assistance Policy (ARAP) or the Afghan Citizens Resettlement Scheme (ACRS)
  • you or your family member have been granted leave to enter or remain in the UK under the Ukraine Family Scheme, the Homes for Ukraine Sponsorship Scheme or the Ukraine Extension Scheme

You could also be eligible if you’re not a UK national and are either:

  • under 18 and have lived in the UK for at least 7 years
  • 18 or over and have lived in the UK for at least 20 years (or at least half of your life)

You must have been living in the UK, the Channel Islands or the Isle of Man for 3 years in a row before the first day sof the first academic year of your course.

Those who are eligible for tuition fees only

(www.gov.uk/student-finance, 2023)

You can apply for tuition fee funding if you have one of the following:

  • pre-settled status under the EU Settlement Scheme and you’re an EU national or the family member of an EU national
  • Irish citizenship

You must have been living in the UK, the EU, Iceland, Liechtenstein, Norway or Switzerland for 3 years in a row before the first day of the first academic year of your course.

You may also be eligible for tuition fee funding if either of the following apply to you:

  • you’ve lived in Gibraltar or the other British Overseas Territories
  • you’re the family member of a person with settled status and you’ve lived in the UK, Channel Islands or Isle of Man for 3 years in a row before the first day of the first academic year of your course

What you’ll be asked for when you apply for student finance (https://www.gov.uk/government, 2023)

Depending on your residency status, when you apply you may be asked to provide:

  • UK passport details
  • EU Settlement Scheme share code
  • The date your status was granted and/or expires
  • The addresses of places you have lived

Impact of the UK’s exit from the EU (https://www.practitioners.slc.co.uk, 2023)

The UK’s exit from the EU took place on 31 January 2020. A transition period following the UK’s exit from the EU ended on 31 December 2020, after which free movement ended and post-EU exit immigration rules apply.

Continuing students in AY 22/23

(www.practitioners.slc.co.uk, 2023)

Support will continue on the same eligibility grounds as established at the beginning of the period of study until the student completes that period of study. This applies even where the period of study starts after the end of the transition period in AY 20/21 (i.e. from 1 January 2021 to 31 July 2021 inclusive). EU, other EEA and Swiss nationals and relevant family members who are already eligible for student support in England will therefore continue to be eligible according to the regulatory residency rules that were in force in AY 20/21.

Citizens’ Rights and ‘protected’ rights

(www.practitioners.slc.co.uk)

EU, other EEA and Swiss nationals and their family members who have exercised their right to reside in the UK by the end of the transition period (31 December 2020) and continue to reside in the UK thereafter have citizens’ rights under the EU Withdrawal Agreement (and the similar EEA-EFTA (Iceland, Liechtenstein and Norway) Separation Agreement and Swiss Citizens’ Rights Agreement). Those with citizens’ rights have the right to continue to legally reside in the UK and enjoy associated rights. The rights of those who move to the UK after the end of the transition period (unless they have citizens’ rights as a family member of a person already in the UK) will be subject to the points-based immigration system. There is specific provision for family members of persons of Northern Ireland, who only have citizens’ rights under the EU Withdrawal Agreement if the person of Northern Ireland is solely an Irish national, but continue to be in scope of access to home fee status and student financial support on the same basis as family members of EU nationals. Those with citizens’ rights, as well as family members of persons of Northern Ireland, are referred to by DfE as having ‘protected rights’. Those with ‘protected rights’ are defined in the Regulations as follows: (1)(a) a person within the personal scope of the citizens’ rights provisions who— (i) has leave to enter or remain in the United Kingdom granted by virtue of residence scheme immigration rules; (ii) is an Irish citizen who, pursuant to section 3ZA of the Immigration Act 1971, does not require leave to enter or remain in the United Kingdom; (iii) is a relevant person for the purposes of regulation 3 of the 2020 Citizens’ Rights Regulations where the grace period has not ended;(iv) is an applicant for the purposes of regulation 4 of the 2020 Citizens’ Rights Regulations where the relevant period has not expired; or (v) otherwise has rights deemed to apply by virtue of any citizens’ rights deeming provisions; or (b) a family member of a relevant person of Northern Ireland for the purposes of residence scheme immigration rules, where that family member has leave to enter or remain in the United Kingdom granted by virtue of residence scheme immigration rules.

The EU Settlement Scheme

(www.practitioners.slc.co.uk, 2023)

Those who have protected rights can apply for a status under the Government’s EUSS. They had until 30 June 2021 to apply and any discretion to extend this date is considered on a case-by-case basis by HO (see section 2.1). In certain circumstances, family members can join an EEA or Swiss national in the UK after 31 December 2020 and apply to the EUSS once they are here. Family members of EEA/Swiss nationals arriving in the UK after 1 April 2021 have three months to apply to the EU Settlement Scheme from the date they arrive in the UK. They will have temporary protection and therefore be treated as having citizens’ rights for the purposes of eligibility for home fee status and student support during those three months, and pending the outcome of any EUSS application made during that period (and of any appeal). Applicants to the EUSS will initially be given a Certificate of Application once their application has been validated by HO, and can ultimately be awarded:

  • settled status (i.e. indefinite leave to enter or remain) if they have the requisite minimum of five years of continuous lawful residence in the UK, or
  • pre-settled status (i.e. limited leave to enter or remain) if they have a shorter period of UK residence (any period of lawful residence of less than five continuous years). After five years of continuous lawful residence in the UK they can change this status to settled status.

Demonstrating settled or pre-settled status granted under the EUSS (www.practitioners.slc.co.uk, 2023)

From AY 21/22, access to student support under some of the categories detailed in section 3 depend on the individual having protected rights. SLC will check that the individual with protected rights has settled status or pre-settled status granted under the EUSS where either status is required for student support eligibility. All successful applicants to the EUSS are able to demonstrate their status digitally via HO’s Digital Status Checker, the ‘View and Prove’ eVisa system). The individual generates a share code which remains valid for 90 days and which allows external parties such as the SLC to check the individual’s eVisa status. To generate the code, the individual must select that they wish to demonstrate their immigration status, manually enter their national identity card number, date of birth and verify their account by text or e-mail. The verifying individual or organisation will require the individual’s share code and date of birth to check the status. SFE will request the share code from the relevant applicants as part of the student finance application process.

EU Settlement Scheme outstanding applications and ongoing appeals (www.practitioners.slc.co.uk, 2023)

The closing date for applications to the EUSS was 30 June 2021. EU, other EEA and Swiss nationals and their family members applying for courses starting in AY 23/24 will generally be awarded student finance from SFE only if they have been granted settled or pre-settled status under the EUSS and they meet the other requirements of one of the eligibility categories in the Regulations. However, there may be applicants for student finance for AY 23/24 and beyond, who have reasonable grounds for making a late application to the EUSS. There may also be some applicants who have made an in-time EUSS application but are still waiting a final decision on their status from HO, including those that have requested an administrative review, or lodged an appeal. Once a valid application has been made to the EUSS (evidenced by receipt of a Certificate of Application (COA)), the applicant will have temporary protection and citizens’ rights, pending the outcome of that application.

Expiry of pre-settled status

(www.practitioners.slc.co.uk, 2023)

Where an applicant has pre-settled status and this status expires during an academic year of their course, the student is encouraged to provide evidence that they have settled status or qualify for student support on some other basis. Where they do not have settled status (and do not qualify on any other basis), they will be ineligible for support for future academic years.

Settled status

(www.practitioners.slc.co.uk)

A person is considered ‘settled’ in the UK if: • they are a British citizen (British citizens are not subject to any restriction on their length of stay in the UK, and evidence of British citizenship may be established by a British passport), • they are a person who has been granted indefinite leave to enter or remain (ILE/ILR) (which includes settled status under the EUSS – see section 3.3 for persons with settled status granted under the EUSS), • they are exempt from immigration control under section 8(4)(a) of the Immigration Act 1971 (they are a member of HM forces), • they have the right of abode, or • they are an Irish citizen. The immigration status of applicants with ILE/ILR may be evidenced by reference to the stamp(s) in their passports or travelling documents or via HO’s digital status checker for those awarded a status under the EUSS. The right of abode means that you are entirely free from UK immigration control. Applicants with this status should have a ‘certificate of entitlement to the right of abode’ confirming this.

https://www.practitioners.slc.co.uk/media/1976/sfe-assessing-eligibility-guidance-ay-2324-v40.pdf

Additional Information

  • Workers, employed persons, self-employed persons and their family members – students who start a course from AY 21/22

    Source: www.practitioners.slc.co.uk

    Workers, employed persons, self-employed persons and their family members who are covered by the Withdrawal Agreements and generally who have been granted a status under the EUSS can access student finance under paragraph 6A.

    Frontier workers (i.e. workers who are resident outside the UK while working in the UK) will not be able to apply to the EUSS and will instead be awarded a frontier worker permit as evidence of their frontier worker status under the Withdrawal Agreements. Irish citizens do not need this permit to work in the UK. The permit will be available only to those who are working in the UK by 31 December 2020. Family members of frontier workers can apply to the EUSS as long as they are living in the UK by 31 December 2020, even though the frontier worker is resident elsewhere.

    The requirement to have EUSS status or a frontier worker permit does not apply to Irish citizens. Irish citizens are eligible under this category if they have citizens’ rights (generally if they were resident in the UK by 31 December 2020 (migrant workers) or working in the UK by 31 December 2020 (frontier workers)).

    Note that all applicants can provide alternative evidence of their frontier worker status, as a frontier worker permit is not mandatory for the purposes of a student support application.

    A relevant person of Northern Ireland who is a UK national is to be treated as an EEA migrant worker or an EEA self-employed person if that relevant person would otherwise be treated as such if they were an EEA national or (in the case of a dual national) solely an EEA national.

    To fall within paragraph 6A of Schedule 1 (Part 2), as well as having pre-settled or settled status, the student must be able to satisfy the following requirements. They must either:

    • be an EEA migrant worker or an EEA self-employed person; or
    • be a Swiss employed person or a Swiss self-employed person; or
    • be a family member of a person mentioned above; or
    • be an EEA frontier worker or an EEA frontier self-employed person; or
    • be a Swiss frontier employed person or a Swiss frontier self-employed person; or
    • be a family member of a person mentioned above; and
    • be ordinarily resident in England* on the first day of the first AY of the course; and
    • have been ordinarily resident in the territory comprising the UK, Gibraltar, the EEA and Switzerland throughout the three-year period preceding the first day of the first AY of the course to qualify for full support.
  • EEA workers

    Source: www.practitioners.slc.co.uk

    When establishing the eligibility of persons who may come within scope of a dependent direct relative in the ascending line of an EEA migrant worker, ‘dependent’ will often mean financially dependent. In order to determine financial dependency, SFE may consider the following: can the applicant meet all of their essential needs (such as food, utilities and accommodation) with or without their family’s support. If they would not be able to meet all of their essential needs without the financial support, they are dependent. Dependency for other reasons, such as health, will also be considered. Dependency must be over a sustained period.

  • Fee support where previously resident in the overseas territories

    Source: www.practitioners.slc.co.uk

     From AY 22/23, fee support only will be available to students in this category where they have been ordinarily resident in the territory comprising the UK, the EEA, Switzerland and the overseas territories throughout the three-year period preceding the first day of the first AY of the course, and where at least part of that ordinary residence was in an overseas territory other than Gibraltar where the residency conditions for full support are met

    Examples of students who may be eligible:

    • Rafael is a Spanish national who arrived in the UK in April 2020. Prior to that he lived in France for five years. He is granted pre-settled status under the EUSS. He starts a course in September 2023 and continues to work while studying. He is eligible for full support as:
      • He is a migrant worker whose work continues during his course.
      • He has pre-settled status in the UK.
      • He is ordinarily resident in England on the first day of the first AY of the course.
      • He was ordinarily resident in the UK, Gibraltar, the EEA and Switzerland for the three years prior to the first day of the first AY of the course.
    • Marco is a Dutch national who works in England and returns to his home in Belgium at weekends. He is awarded a frontier worker permit under the Withdrawal Agreement as he has been working in the UK by 31 December 2020. He starts a course in September 2023 and continues to work while studying. He is eligible for full support as:
      • He is a frontier worker whose work continues during his course.
      • He was ordinarily resident in the UK, Gibraltar, the EEA and Switzerland for the three years prior to the first day of the first AY of the course.

    As a frontier worker, he is not required to be ordinarily resident in England on the first day of the first AY of the course.

  • EU nationals and their family members with protected rights – students who start a course from AY 21/22

    Source: www.practitioners.slc.co.uk

    Category 9A allows the following to apply for fee support:

    • EU nationals and their family members with protected rights who are granted presettled status (or settled status*) under the EUSS.
    • Irish nationals who are living in the UK by 31 December 2020 (who have protected rights but are not required to apply to the EUSS), and
    • family members of People of Northern Ireland living in the UK by 31 December 2020 who have status under the EUSS.

    For those starting a course from AY 22/23, the relevant three-year ordinary residence area for this category is the UK, EEA Switzerland and the overseas territories. For those who started a course in AY 21/22, the three-year ordinary residence area is the UK, Gibraltar, the EEA and Switzerland

    *Those who have settled status under the EUSS should apply for full support under Paragraph 3 of the Regulations as a settled person if they have three years of residence in the UK and Islands. However, where the settled person is an EU national with protected rights who does not have three years of ordinary residence in the UK and Islands but does have three years of ordinary residence in the UK, the EEA, Switzerland and the overseas territories, they can also be eligible for fee support only under this category.

    Family members of Irish citizens are able to apply to the EUSS if the Irish citizen is resident in the UK by the end of the transition period. There is no requirement for the Irish citizen themselves to have applied to the EUSS. Similarly, family members of People of Northern Ireland may apply to the EUSS if the person of Northern Ireland was resident in the UK before the end of the transition period in order to equalise treatment with family members of Irish citizens.

    Family member definition:

    In the case of an EU national who previously fell within Article 7(1)(c) of Directive 2004/38 and has protected rights (not self-sufficient), a family member is defined as:

    • the person’s spouse or civil partner, or
    • a direct descendant of the person or of the person’s spouse or civil partner who is
      • under the age of 21, or
      • a dependant of the person or the person’s spouse or civil partner.

    In the case of an EU national who previously fell within Article 7(1)(b) of Directive 2004/38, has protected rights and who is self-sufficient, a family member is defined as:

    • the person’s spouse or civil partner
    • a direct descendant of the person or of the person’s spouse or civil partner who is
      • under the age of 21, or
      • a dependant of the person or the person’s spouse or civil partner
    • a dependent direct relative in the person’s ascending line or that of the person’s spouse or civil partner.

    Examples of students who may be eligible:

    • Antonia is an Italian national who arrived in the UK in October 2019. Prior to that she lived in Italy. She applies for and is granted pre-settled status under the EUSS in October 2020. She moves to Germany to live in February 2022 and returns to the UK in June 2022. As a person with pre-settled status, she can leave the UK for up to six months in every twelve-month period without losing this status or breaking her continuous residence under the EUSS. She starts a course in September 2023. She is eligible for fee support only as:
      • she has pre-settled status on the first day of the first AY of the course, and
      • she has three years of ordinary residence in the UK, the EEA, Switzerland and the overseas territories prior to the first day of the first AY of the course.
    • Louise is an Irish citizen who arrived in the UK in November 2020. Prior to that she lived in the Republic of Ireland. She has citizens’ rights but does not need to apply to the EUSS to have the right to remain in the UK as she has automatically settled status as an Irish citizen. She starts a course in September 2023. She is eligible for fee support as:
      • she was resident in the UK prior to the end of the transition period.
      • she has three years of ordinary residence in the UK, the EEA, Switzerland and the overseas territories prior to the first day of the first AY of the course.
    • Umar is a Kyrgyz national who has been living in England with his Irish civil partner since October 2020. Prior to that he lived in Germany. He applies for and receives pre-settled status under the EUSS. He starts a course in England in September 2023. He is eligible for fee support only as:
      • he is the family member of an Irish citizen,
      • he has pre-settled status, and
      • he has three years of ordinary residence in the UK, the EEA, Switzerland and the overseas territories prior to the first day of the first AY of the course.
  • Family members of persons settled in the UK who have been resident in the UK and Islands for three years - students who start a course from AY 22/23

    Source: www.practitioners.slc.co.uk

    Note that in AY 21/22, this category was available to family members of UK nationals only.

    For those starting a course from AY 22/23, this category is available to family members of all settled persons in the UK (to be considered as ‘settled’ in the UK, the settled person must be ordinarily resident in the UK on the specified date).

    Fee support will be available to non-settled family members of persons settled in the UK, where the family member was ordinarily resident in the UK and Islands for the three years prior to the first day of the first AY of the course.

    Note that where the settled person is a UK national, and the non-UK national family member of the UK national was living with that UK national in the EEA or Switzerland on 31 December 2020 or moved with their family member from the EEA or Switzerland to the UK on or after 1 January 2018, they may be eligible for full support under paragraph 9B.

    The family member must be:

    • the person’s spouse or civil partner, or
    • a direct descendant of the person or of the person’s spouse or civil partner who is
      • under the age of 21, or
      • a dependant of the person or the person’s spouse or civil partner.

    Eligibility on these grounds is not subject to a time limit.

    Example of a student eligible:

    • Hector is a Costa Rican national who is married to a person settled in the UK and has been living in the UK since 1 August 2018. Prior to that he lived in Costa Rica. He starts a course in England in September 2023. He is eligible for fee support only as:
      • He is the non-settled family member of a settled person.
      • He has been ordinarily resident in the UK and Islands for three years prior to the first day of the first AY of the course.
  • EU nationals with a genuine link with the UK

    Source: www.practitioners.slc.co.uk

    EU Nationals with protected rights with a ‘genuine link’ with the UK may be eligible for tuition fee support if on the first day of the first academic year of the course they satisfy the following:

    • they have been ordinarily resident in the UK and Islands throughout the three-year period immediately preceding the first day of the first academic year (applicants applying under this category will be asked to submit evidence to prove their three-year residency);
    • they are ordinarily resident in England; and
    • where the period of ordinary residence referred to above was wholly or mainly for the purpose of receiving FT education, the person was ordinarily resident in the UK, the EEA, Switzerland and the overseas territories immediately preceding the three-year period referred to above.

    Note that from AY 22/23, where the three-year period of ordinary residence was wholly or mainly for the purposes of receiving FT education, the preceding ordinary residence area has been extended from the UK, Gibraltar, the EEA, and Switzerland (as it was for AY 21/22) to the UK, the EEA, Switzerland and the overseas territories.

    To be eligible for support, a  person must be an EU national on the first day of the first academic year of the course.

  • Children of Turkish workers – student starts a course from AY 21/22

    Source: www.practitioners.slc.co.uk

    A student may qualify for support where:

    • they are the child of a Turkish worker (regulation 2 defines such a worker as a Turkish national who is ordinarily resident in the United Kingdom and Islands and is, or has been, lawfully employed in the United Kingdom (this includes periods of self employment)),
    • the Turkish worker is in the UK by the end of the transition period (31 December 2020) and has been allowed by HO to temporarily extend their leave in order to remain in the UK (these individuals are no longer covered by the Ankara Agreement),
    • the child of the Turkish Worker also arrived in the UK by 31 December 2020,
    • the child of the Turkish Worker is ordinarily resident in England on the first day of the first academic year of the course, and
    • the child of the Turkish worker has been ordinarily resident in the territory comprising the UK, Gibraltar, the EEA, Switzerland and Turkey throughout the threeyear period preceding the first day of the first academic year of the course.

    Where the child of the Turkish Worker arrived in the UK on or after 1 January 2021, they can apply for support as the Child of a Turkish Worker for a course starting in AY 20/21 under paragraph 12 but will not be eligible as a Child of a Turkish Worker for a course starting in AY 21/22. In either case, the parent must have leave granted by HO at the point the course starts.

    Example of student who may be eligible:

    • Emin is a Turkish national and the child of a Turkish worker. Both Emin and his parent arrived in the UK by the end of the transition period (31 December 2020). The Turkish worker (his parent) is given leave to remain by HO. Emin starts a course in September 2023. Emin is eligible for full support as:
      • he and his Turkish worker parent both arrived in the UK by the end of the transition period, and
      • he was ordinarily resident in the UK, Gibraltar, the EEA, Switzerland and Turkey for the three-year period prior to the first day of the first AY of the course (1 September 2020 – 31 August 2023).
  • Long residence

    Source: www.practitioners.slc.co.uk

    Effective from 6 June 2016, DfE introduced a new eligibility category for student support for those with long residence in the UK. This category extends eligibility for student support to those persons who are:

    • under 18 years of age and who have lived in the UK throughout the seven-year period preceding the first day of the first academic year of their course, or
    • aged 18 years or above and who, preceding the first day of the first academic year of the course, have either lived at least half their life in the UK or lived for at least 20 years in the UK. Students cannot amalgamate periods of residency to meet long residency criteria.

    To be eligible for support under this category the student must also:

    • be ordinarily resident in England on the first day of the first academic year of the course and have been ordinarily resident in the UK and Islands throughout the three year period immediately preceding the first day of the first academic year of their course, and
    • not have been resident in the UK and Islands for the three-year period referred to above wholly or mainly for the purposes of receiving FT education.

    Ordinary residence means lawful residence and the student must hold some form of leave to remain issued by HO (Limited Leave or Discretionary Leave to Remain or another form of leave). If a student has moved from one period of leave to another during the three years preceding the first day of the first academic year their leave must run concurrently, i.e. the application for the second period of leave was made in time before the first period elapsed. A break in leave will mean that the student was here unlawfully, and they will not satisfy the ordinary residence requirement. It should be noted, however, that SLC relies on information from HO in relation to residency matters, and that HO does have the power to disregard a period of overstaying. For further information on this please see section 2.1 (Ordinary lawful residence).

    For example:

    • Yann is a Congolese national who starts a degree course in England in September 2023. He has the following residence history:
      • resident in the UK from 1 June 1996 to 15 July 2023 ordinarily resident in Scotland from 16 July 2018 to 1 November 2021
      • ordinarily resident in England from 2 November 2021 to 1 September 2023.

    As Yann has been resident in the UK for at least 20 years, is ordinarily resident in England on the first day of the first academic year of the course and has been ordinarily resident in the UK and Islands throughout the three-year period immediately preceding the first day of the first academic year of their course, he is eligible for student support under the long residence category.

    Students need to meet the eligibility criteria before the first day of the first academic year of the course. Students who only meet the criteria after the first day of the first academic year of their course are not eligible for any support. The student’s cohort will be determined based on the first academic year of the student’s course, and this defines the support package available.

    The onus is on the student to demonstrate that they meet the long residence requirements. Whilst only a confirmed entry date from Immigration Control and verified by HO would be evidence of entry to the UK, the student may provide evidence to SFE that they have been living in the UK. This evidence is considered on a case-by-case basis and may include (but is not limited to):

    • a school letter and records on headed paper, signed by someone in authority (Deputy Head, Head etc) within the school, stating the dates each year the student was in attendance,
    • a letter from a GP,
    • confirmation of university / college attendance,
    • a council tax bill,
    • wage slips / P60 / P45 / Self-Assessment Tax Return, or
    • a confirmation of employment from employer on company headed paper signed by a senior member of staff with contact details provided.

    Please note that this evidence can also be considered when a Home Office check/documentation does not provide a definitive date of entry into the UK.

    It should also be noted that a valid entry clearance visa, such as a visitor visa, is not in itself confirmation that the student entered the UK at that time. Individuals usually receive an entry clearance for a six-month period.

    SFE should establish the student’s three-year ordinary residence period in the UK and Islands preceding the first day of the first academic year before requesting evidence to satisfy the long residence requirements.

    The calculation for long residence is determined by the student’s age as of the first day of the first academic year of their course, and their entry date to the UK (or relevant other evidence demonstrating they were living in the UK throughout the required period). This will mean that the seven-year, half-life or 20-year calculation can be determined by the first day of the first academic year of the course.

    It should be noted that a similar category is present in the NHS Bursary rules. Even if the student is assessed as meeting the rules of the NHS Bursary scheme the checks should still be carried out by SFE if the student applies for a reduced level maintenance loan.

    Consideration should be given as to whether the student may qualify under another category. In some cases a student may not meet the terms of the new long residence category but if they are a non-EEA national and related to a British or EU citizen they may qualify for a tuition fee loan.

  • Persons who have been granted leave under the Afghan Relocations and Assistance Policy (ARAP) or the Afghan Citizens Resettlement Scheme (ARCS)

    Source: www.practitioners.slc.co.uk

    From AY 22/23 individuals with leave under the ARAP or the ACRS are eligible for funding on the same basis as the protection-based categories (those with refugee status, Humanitarian Protection leave, Calais leave, Section 67 leave and stateless persons).

    This is for the following individuals:

    • A person who has been granted leave under the ARAP or the ACRS who:
      • is ordinarily resident in England on the course start date. (Where a student qualifies under this category as an ‘event’, they will be treated as being lawfully resident on the course start date even where they did not hold valid leave to enter or remain on that date.

    and

      • has been ordinarily resident in the UK and Islands from the date their most recent leave was granted. (Note that where the student has been granted leave to enter the UK (i.e. where leave is granted either prior to arrival in the UK or at the UK border), the leave start date should be taken as the date of arrival in the UK.).

    and

      • From AY 23/24*, a family member of a person who has been granted leave under the ARAP or the ACRS, where the family member:
        • is ordinarily resident in England on the first day of the course; and
        • has been ordinarily resident in the UK and Islands from the date their most recent leave was granted.

    *Prior to AY 23/24, the family member had to have ‘leave in line’ with the ARAP or ACRS leave holder.

    Eligible family members are defined as follows:

    • spouse or civil partner of a person who has been granted leave under the ARAP or the ACRS,
    • child/step-child of a person who has been granted leave under the ARAP or the ACRS. Leave under the ARAP is granted to Afghan nationals who are aged 18 or over and their relevant family members.

    Leave under the ACRS may be granted to Afghan nationals and nationals of other countries (for example in mixed nationality families), although it is expected that the majority will be Afghan. SLC will require proof of leave under the relevant scheme, regardless of the nationality of the applicant or the applicant’s family member.

    Those who were granted limited leave to enter are eligible for student funding under the ARAP whether or not they have transferred their limited leave into indefinite leave.

    Example of a student eligible:

    Amina is an Afghan national who worked for the British government in Afghanistan. Amina is relocated to the UK under the ARAP and arrives in the UK in September 2022. Amina starts a UG degree course in AY 23/24.

    As Amina has leave under the ARAP, is resident in England on the first day of the course and has been ordinarily resident in the UK and Islands since being awarded leave under the ARAP, she is eligible for full funding from SFE.

  • British nationals evacuated from or assisted in leaving Afghanistan under Operation Pitting

    Operation Pitting was a British military operation, the purpose of which was to evacuate British nationals and eligible Afghan nationals from Afghanistan between 14 and 28 August 2021, following the Taliban offensive. Assistance was also provided to British nationals and eligible Afghan nationals by the UK Government to leave Afghanistan after Operation Pitting (with assistance starting before 6 January 2022)

    British nationals evacuated from or assisted in leaving Afghanistan under Operation Pitting will be eligible for home fee status and student finance (fee and maintenance support) without being subject to a three-year ordinary residence requirement. In order to be eligible under this category they must:

    • be ordinarily resident in England on the course start date,
    • have been ordinarily resident in the UK and Islands since they were evacuated from or assisted in leaving Afghanistan, and
    • meet all other personal and course eligibility requirements.

    Afghan nationals and any other non-British nationals who were evacuated from or assisted in leaving Afghanistan under Operation Pitting are not eligible for funding under this category but may be eligible under paragraph 14 of the Regulations if they have leave under the Afghan Citizens Resettlement Scheme. For example:

    • Olive is a British national who was evacuated from Afghanistan to the UK under Operation Pitting. Olive starts a UG degree course in AY 23/24 and applies to SFE for funding.

    As Olive is a British national, is ordinarily resident in England on the first day of the course and has been ordinarily resident in the UK and Islands since being evacuated from Afghanistan under Operation Pitting, she is eligible for full funding from SFE.

    Family members There is no ‘eligible family member’ definition for this category. British nationals will apply for student support in their own right, rather than as the family member of another person. Note that this also applies where the person who was evacuated from or assisted in leaving Afghanistan under Operation Pitting is a British child.

    Non-British national family members of eligible British nationals who were evacuated from or assisted in leaving Afghanistan under Operation Pitting are not eligible under this category. Non-British nationals evacuated from or assisted in leaving Afghanistan under Operation Pitting may instead be eligible for leave under the ACRS. Family members of British nationals in this scenario, if awarded leave under the ACRS, will be granted leave in their own right rather than leave in line as a family member.

    Eligibility as an event The time period for individuals to be evacuated or assisted from Afghanistan to the UK is now complete. As assistance in leaving Afghanistan under Operation Pitting had to commence before 6 January 2022, it will not be possible to become eligible as an event by becoming a person in this category after the start of AY 22/23 or in future academic years.

  • Leave granted under the Ukraine schemes

    Source: www.practitioners.slc.co.uk

    A category has been added to regulations from AY 22/23 which provides support to individuals who have been granted leave in the UK under one of the following schemes, referred to collectively as the ‘Ukraine Schemes’:

    • The “Ukraine Family Scheme” (launched on 4 March 2022), which allows Ukrainian nationals and their family members to come to the UK or extend their stay in the UK if they have family members who already have leave to remain in the UK.
    • The “Homes for Ukraine Sponsorship Scheme” (launched on 18 March 2022), which allows Ukrainian nationals and their family members to come to the UK if they have an approved sponsor under this scheme.
    • The “Ukraine Extension Scheme” (launched on 3 May 2022), which allows Ukrainian nationals and their family members who already have leave to remain in the UK to extend their leave in the UK because they cannot return to Ukraine.

    Those who are granted leave under one of the Ukraine Schemes will be eligible for home fee status, the home student undergraduate tuition fee cap, and student finance (HE UG fee and maintenance support) without being subject to a three-year ordinary residence requirement, as long as they:

    • are ordinarily resident in England on the course start date. (Where a student qualifies under this category as an ‘event’, they will be treated as being lawfully resident on the course start date even where they did not hold valid leave to enter or remain on that date. See section 3.37 for further details.)
    • are ordinarily resident in the UK and Islands and have not ceased to be so resident since being granted such leave, and
    • meet all other personal and course eligibility requirements.

    All those who are granted leave under one of the Ukraine Schemes are granted up to three years of limited leave to enter or remain in the UK. They will fall into one of the following groups:

    • Those who have been granted leave for three years under a Ukraine scheme.
    • Those who have been granted leave for six months outside the immigration rules, having either:
      • arrived at the UK border with a permission to travel document on the basis they fall within one of the Ukraine Schemes, or
      • arrived at the UK border with another form of leave, which is transferred thereafter to six months of leave on the basis they will fall within one of the Ukraine Schemes.

    For example:

    • Galina is a Ukrainian national who is granted three years of leave in the UK on 1 May 2022 under the Ukraine Family Scheme. Galina starts a four-year UG degree course in AY 23/24 and applies to SFE for funding as she is living in England.As Galina is ordinarily resident in England on the first day of the course (1 September 2023) and has been ordinarily resident in the UK and Islands since being granted leave under a Ukraine Scheme, she is eligible for full UG funding from SFE for AY 23/24.Galina’s period of leave in the UK expires on 30 April 2025. As her leave expires during AY 24/25, support will be awarded for the whole of AY 24/25 but will only be awarded for AY 25/26 if she provides proof that her leave has been extended by the end of AY 24/25, or she is granted another valid form of leave by the end of AY 24/25.

    Family members

    From AY 23/24, eligible family members of persons who are granted leave under one of the Ukraine Schemes will be eligible for the full package of support (in AY 22/23, family members of persons granted leave under one of the Ukraine Schemes would need to have been granted leave under the scheme in their own right to qualify under this category). SLC will request details of the family relationship and proof of the relationship.

    Eligible family members are defined as follows:

    • spouse or civil partner of a person who has been granted Ukraine Scheme leave,
    • child/step-child of a person who has been granted Ukraine Scheme leave.

    Note that:

    • persons of any nationality may be granted leave under a Ukraine Scheme. Any undergraduate student who is eligible for student support under the Ukraine Schemes category would be assessed for full fee and maintenance support, even if the applicant happens to be an EU national, rather than EU student ‘fees only’ support.
    • family members of EEA/ Swiss nationals may be eligible for the EUSS as a joining family member, if the EEA/ Swiss national already has either settled or pre-settled status in the UK under the EUSS. Individuals in this scenario can choose which scheme they want to apply for, but Home Office advice is that they should not apply to both the EUSS and a Ukraine Scheme.

    Note that Ukrainian nationals and their family members, who in either case do not meet the eligibility criteria for any of the Ukraine Schemes, may potentially be granted refugee status or humanitarian protection leave instead, so may be eligible to apply for support under those categories.

  • Persons who have a right of permanent residence in the UK by virtue of the Withdrawal Agreements

    Source: www.practitioners.slc.co.uk

    From AY 21/22 onwards covers those with a right of permanent residence arising under Article 15 of the Withdrawal Agreement, which is implemented through the EUSS and also family members of People of Northern Ireland who hold settled status under the EUSS.

    Only EEA and Swiss nationals and their family members, who have the right of permanent residence in the UK under the Withdrawal Agreements, or are treated as such under the 2020 Citizens’ Rights Regulations, can be eligible students under paragraph 3 of Schedule 1 (Part 2). In addition, the family member of a person of Northern Ireland who is settled in the UK by virtue of the EUSS can be eligible under paragraph 3.

    Where a student started a course in AY 20/21 or earlier, has citizens’ rights under the Withdrawal Agreement, and is awarded EU settled status during their course, they may become eligible under this paragraph under the event provisions.

    The right of permanent residence under Directive 2004/38 has been replaced by a right of permanent residence under Article 15 of the Withdrawal Agreement, which is implemented through the EUSS. Anyone who has a right of permanent residence under Directive 2004/38 could apply for EU settled status and must have applied to do so by 30 June 2021, as a right of permanent residence arising under Directive 2004/38 is not valid after the end of the transition period. Those who have application or appeal decisions outstanding at after 30 June 2021, and those that missed the application deadline of 30 June 2021, but subsequently submit a valid late application continue to be treated as having a right of permanent residence under Home Office regulations which implement Article 18(2) and (3) of the Withdrawal Agreement (and corresponding Articles of the EEA-EFTA Separation Agreement and Swiss Citizens’ Rights Agreement). Subject to meeting the residency requirements, they can apply for full support for a course starting in AY 21/22 or later as a settled person.

    To fall within paragraph 3 of Schedule 1 (Part 2), the student must be able to satisfy three requirements. They must:

    • have citizens’ rights under the Withdrawal Agreement* or be the family member of a Person of Northern Ireland who is settled in the UK by virtue of having acquired settled status under the EUSS,(*EEA and Swiss nationals and their family members who acquire settled status under the EUSS, Irish citizens living in the UK before the end of the transition period and individuals who have an outstanding determination or appeal with HO relating to their application for status under the EUSS.
    • be ordinarily resident in England on the first day of the first academic year of the course,
    • have been ordinarily resident in the UK and Islands throughout the three-year period preceding the first day of the first academic year of the course*.*Where the three-year residence period referred to above was wholly or mainly for the purpose of receiving FT education, have been ordinarily resident in the territory comprising the UK, Gibraltar, EEA and Switzerland immediately prior to the start of that period of residence. Full support will be available to students in this scenario. From AY 22/23, those that were resident in an overseas territory (other than Gibraltar) immediately prior to the start of that period of residence will be eligible for fee support only.

    Retired EEA migrant workers and their family members may also have a right to permanent residence under the Withdrawal Agreements, subject to acquiring settled status under the EUSS.

    If an individual can demonstrate that they have a right of permanent residence under the Withdrawal Agreement through having been awarded EU settled status (and that they haven’t lost it due to, for example, a five-year absence or serious criminality), SFE can treat this as proof that a person thereafter has the legal right to reside in the UK without restriction for the purposes of checking periods of legal ordinary residence.

    As acquiring the right of permanent residence may be considered an in-year qualifying event under regulation 2A, such an applicant may become eligible after the start of the course.

    Examples of students who may be eligible:

    • Annika is a Russian national who moved to England in January 2011 and became the spouse of a Spanish national in June 2013. She was granted a right of permanent residence in July 2018 as the family member of an EEA national who was exercising their treaty rights under directive 2004/38. In October 2020, she is granted settled status under the EUSS. She starts a course in September 2023. She is eligible for full support as:
      • She has settled status in the UK by virtue of having obtained settled status under the EUSS.
      • She is ordinarily resident in England on the first day of the first AY of the course.
      • She has three years of ordinary residence in the UK and Islands prior to that date.
    • Farhan is an Iranian national whose father became the spouse of an EEA national living in the UK in January 2013. Farhan came to the UK in July 2014 and was granted a right of permanent residence under Directive 2004/38 in July 2019 as the family member of an EEA national who was exercising their treaty rights. Farhan does not apply for settled status under the EUSS by the cut-off date (30 June 2021) nor does he make a late application. He starts a course in September 2023. He is ineligible for support as.
      • He can no longer use his permanent residence under Directive 2004/38 as, from the end of the transition period, this is no longer recognised as a valid status by HO, and he has not applied for settled status under the EUSS by 30 June 2021 or subsequently.
  • Important information for estranged students (SFE)

    Source: www.practitioners.slc.co.uk/estrangement

    Generally, estrangement means you have little or no contact with your parents and this is unlikely to change.

    How do I know if I qualify as an estranged student?

    You could apply for student finance as an estranged student if:

    • You haven’t had any contact with either of your parents for 12 months or more; or
    • Your relationship with your parents has broken down within the last 12 months and you don’t expect this to change in the near future.

    If you are irreconcilably estranged from your parents, you will not be asked to

    provide any of your parent’s financial details. We know that it may not be possible

    or safe for some students to ask their parents for their income details. If this

    applies to you, then you will be assessed as being an independent student. This

    means that once you send us evidence, we will award you the maximum amount of

    Maintenance Loan available.

    Common examples of estrangement can include students that are living with

    friends, living in supported accommodation, or living with other family members

    such as aunts, uncles or grandparents.

    Each application for estrangement is reviewed on your own unique circumstances.

    And remember, you should always apply for student finance as soon as possible.

    How do I apply as an estranged student?

    If you already have evidence of your estrangement, sending us a copy is usually the

    fastest way to demonstrate estrangement (for example, a letter from your teacher,

    doctor, support worker or local authority etc. which confirms that you are not in

    contact with your parents).

    However, if you do not have any evidence, you can complete and digitally upload

    a Confirmation of Estrangement Form which can be found in your online account.

    This form also allows you to confirm the information we need to assess you as an

    estranged student

    What else do I need to know?

    If you qualify as an estranged student, you will usually be assessed as estranged

    for the full duration of your course. However, if the estrangement is recent (usually

    within the last 12 months) or reconciliation with your parents seems possible, you

    may be asked to provide evidence of your continued estrangement when you apply

    for student finance in later years of your course.

    Universities and Colleges can also provide estranged student support and

    you can talk with advisers who are usually found within the Student Services,

    Student Wellbeing or Student Union Teams at your uni or college. There is also

    independent support available from Stand Alone and you can write to The Student

    Loans Company’s specialist team at estranged@slc.co.uk

    Important links

    Stand Alone – www.standalone.org

    https://www.practitioners.slc.co.uk/media/1896/sfe_important_information_for_estranged-_students_o.pdf

  • Important information for students who qualify as care leavers (SFE)

    Source: www.practitioners.slc.co.uk/care-leavers

    What is a care leaver?
    You can apply for student finance as a care leaver if you meet all of the criteria listed below:

    • You’ve been in the care of, or given accommodation by, your local authority
    • You were in care for at least 13 weeks
    • Your time in care ended after you turned 16
    • You have not returned to the care of your parent(s) before the first day of the first academic year of your course.

    What do I need to send to prove that I’m a care leaver?
    You can provide evidence of being a care leaver by sending us:

    • A letter from your local authority; or
    • A letter from your case worker or social worker.

    This letter must confirm:

    • That you were looked after by a local authority (this includes being placed in foster care by your local authority)
    • The dates that you were in care
    • That you have not returned to the care of your parent(s) prior to the first day of the first academic year of your course.

    You only have to send evidence of your care leaver status when you first apply for student finance for your course. For any years of your course after that, you’ll be awarded the maximum amount of Maintenance Loan you’re entitled to (if you want it).

    What does this mean for my student finance application?
    If you get student finance as a care leaver, you won’t be asked to provide any of your parent’s financial details. You’ll be assessed as an independent student and will be awarded the maximum amount of Maintenance Loan you’re entitled to. Remember to always apply for student finance as soon as possible. Universities and colleges also provide care leaver support. You can talk to advisers within Student Services / Wellbeing or the Student Union.

    You can also visit the following care leaver advice services:

    • The Become Trust – becomecharity.org.uk
    • Brightside – www.brightside.org.uk
    • National Network for the Education of Care Leavers (NNECL) – www.nnecl.org
    • The Care Leavers’ Association – www.careleavers.com

    And remember, your Care Leaver Team at your local authority can help support you
    with your student finance information and any additional support available.
    https://www.practitioners.slc.co.uk/media/1897/sfe_important-_information_for_students_who_qualify-as_care_leavers_o.pdf

  • Refugee and asylum seeker status

    Source: www.ucas.com/finance

    In the UK, a refugee is a person who has fled their country, and is seeking protection because of a fear of being persecuted due to their race, religion, nationality, membership of a particular social group, or political opinion and you have been given permission to stay in the UK, and granted official ‘refugee’ status. You have a letter from UK Visas and Immigration (UKVI) to confirm this.

    An asylum seeker is someone who has applied for refugee status and is waiting to find out if it has been granted.

    If you are an asylum seeker:

    Asylum seekers are not usually eligible for either the ‘home’ rate of tuition fees or student finance.

     Refugees and family

    In order to qualify for ‘home’ fees under this category, you must meet all of the following criteria:

    (a) you must be ordinarily resident in the UK on the day on which the first term of the first academic year actually begins (note this is a different date from the first day of the first academic year of the course);

    Note: Usually you do not count as ‘ordinarily resident’ in a place unless your residence there is lawful. However, the regulations make a special adjustment to that for requirement (a) in category 2a. They say that if you (or your parent, spouse or civil partner) is recognised by the UK Government as a refugee after the day on which the first term of the first academic year actually began, you get special treatment. The special treatment means you are treated as though your residence was lawful, even if it was unlawful. The residence can therefore count as ‘ordinary residence’ for the purpose of requirement (a).

    and

    (b) on the first day of the academic year you are paying fees for (unless you are being assessed for the first academic year of your course, in which case use instead the day on which the first term of the first academic year actually begins) you must be:

    • a refugee recognised by the UK Government; or
    • the spouse / civil partner of such a refugee and you must have been the spouse or civil partner of that person on the date on which their asylum application was made; or
    • the child of such a refugee or of a refugee’s spouse or civil partner and at the time the refugee made the asylum application you must have been the under-18-year-old child of the refugee or of the refugee’s spouse or civil partner;

    and

    (c) you have not ceased to be ordinarily resident in the UK and Islands:

    • since you were recognised as a refugee; or
    • if you are a spouse / civil partner, or child, of a refugee, since you were given leave to remain in the UK.

    Expiry date for refugee permission to stay

    The refugee permission to stay might have an expiry date. If the person makes an application to extend or change their leave before it expires, and that application is not decided before the expiry date, then immigration law dictates that they carry on being treated as a refugee while they wait for a decision to be made (and if their application is refused, then also while they wait for an appeal or administrative review of the decision). They count as a ‘refugee recognised by the UK Government’ for fee assessment purposes during all of that time.

    Becoming eligible:

    If you are, or if your parent or spouse or civil partner is, recognised as a refugee after the start of the course, you will be entitled to ‘home’ fees from the start of the next academic year if you meet the requirements above.

    Refugee Status: where someone gains British citizenship

    The Immigration Rules revoke someone’s Refugee Status once s/he subsequently obtains a new nationality, eg when a refugee gains British citizenship. If you have, or a relevant family member has, Refugee Status and you are, or the person with that status is, considering applying for British (or any other) citizenship, you should be aware that such an application could have an effect on your fees status or your eligibility for Student Support.

     Asylum Seekers:

    As an asylum seeker you can’t access student finance in England, Wales and Northern Ireland, so you have to arrange another way to pay for university/college. You will be charged tuition fees at an ‘international/overseas’ rate and will not be eligible for student finance (the loans from the government that other students can apply for).

    (https://www.reuk.org/hefaq-asylumseeker)

    https://www.ucas.com/finance/additional-funding/student-finance-refugees-asylum-seekers-and-those-limited-leave-remain

    https://www.ukcisa.org.uk/Information–Advice/Fees-and-Money/England-HE-fee-status